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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,579 | $85,171-70.0% | $172,753-85.2% | $72,976-64.9% |
| Participation rate | 76.3% | 70.1%+6.2pp | 82.6%-6.4pp | 69.5%+6.8pp |
| Annual return | 3.99% | 27.32%-23.3pp | 803.00%-799.0pp | 81.02%-77.0pp |
| Employer contribution / active EE | $710 | $3,324-78.6% | $5,144-86.2% | $2,440-70.9% |
| Participant deferral / active EE | $2,600 | $3,260-20.2% | $5,198-50.0% | $3,608-27.9% |
| Admin fee / account holder | $1,622 | $5,880-72.4% | $13,956-88.4% | $5,124-68.3% |