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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,187 | $86,050-80.0% | $189,758-90.9% | $94,015-81.7% |
| Participation rate | 82.8% | 68.9%+13.9pp | 79.8%+3.0pp | 70.8%+12.0pp |
| Annual return | 6.45% | 17.77%-11.3pp | 52.62%-46.2pp | 17.84%-11.4pp |
| Employer contribution / active EE | $580 | $2,819-79.4% | $4,767-87.8% | $2,790-79.2% |
| Participant deferral / active EE | $3,203 | $3,349-4.3% | $5,856-45.3% | $4,249-24.6% |
| Admin fee / account holder | $10,545 | $6,627+59.1% | $20,388-48.3% | $8,951+17.8% |