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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,187 | $78,690-78.2% | $161,489-89.4% | $87,485-80.4% |
| Participation rate | 82.8% | 67.5%+15.3pp | 78.7%+4.1pp | 68.9%+13.9pp |
| Annual return | 6.45% | 32.74%-26.3pp | 89.72%-83.3pp | 26.06%-19.6pp |
| Employer contribution / active EE | $580 | $2,588-77.6% | $4,268-86.4% | $2,596-77.7% |
| Participant deferral / active EE | $3,203 | $3,311-3.2% | $5,630-43.1% | $4,274-25.0% |
| Admin fee / account holder | $10,545 | $6,724+56.8% | $16,006-34.1% | $7,775+35.6% |