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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,636 | $84,518-38.9% | $67,704-23.7% | $125,389-58.8% |
| Participation rate | 36.4% | 74.8%-38.4pp | 67.5%-31.2pp | 83.2%-46.8pp |
| Annual return | -2.83% | 2.57%-5.4pp | 25.41%-28.2pp | 282.24%-285.1pp |
| Employer contribution / active EE | $1,087 | $3,292-67.0% | $2,559-57.5% | $4,866-77.7% |
| Participant deferral / active EE | $2,398 | $4,430-45.9% | $3,585-33.1% | $5,352-55.2% |
| Admin fee / account holder | $0 | $5,340-100.0% | $4,255-100.0% | $9,541-100.0% |