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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,408 | $109,372-32.0% | $89,414-16.8% | $158,966-53.2% |
| Participation rate | 69.6% | 74.3%-4.7pp | 68.0%+1.6pp | 82.0%-12.4pp |
| Annual return | 18.61% | 345.55%-326.9pp | 245.50%-226.9pp | 302.95%-284.3pp |
| Employer contribution / active EE | $1,558 | $3,171-50.9% | $2,586-39.8% | $4,762-67.3% |
| Participant deferral / active EE | $3,759 | $4,598-18.2% | $3,890-3.4% | $5,983-37.2% |
| Admin fee / account holder | $118 | $6,156-98.1% | $4,883-97.6% | $11,250-99.0% |