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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,941 | $43,075+50.8% | $74,577-12.9% | $62,881+3.3% |
| Participation rate | 32.0% | 58.1%-26.1pp | 68.1%-36.1pp | 69.3%-37.3pp |
| Annual return | 7.29% | 17.50%-10.2pp | 20.47%-13.2pp | 20.14%-12.9pp |
| Employer contribution / active EE | $929 | $1,498-38.0% | $2,525-63.2% | $2,281-59.3% |
| Participant deferral / active EE | $2,124 | $2,389-11.1% | $3,458-38.6% | $3,203-33.7% |
| Admin fee / account holder | $16 | $2,840-99.4% | $4,138-99.6% | $4,296-99.6% |