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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,827 | $135,956-78.1% | $123,894-75.9% | $273,972-89.1% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 10.99% | 56.63%-45.6pp | 47.52%-36.5pp | 41.46%-30.5pp |
| Employer contribution / active EE | $2,310 | $5,170-55.3% | $4,617-50.0% | $4,869-52.6% |
| Participant deferral / active EE | $5,976 | $6,343-5.8% | $5,984-0.1% | $5,287+13.0% |
| Admin fee / account holder | $1,220 | $9,817-87.6% | $8,357-85.4% | $10,133-88.0% |