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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,795 | $138,114-40.1% | $125,391-34.0% | $134,545-38.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.80% | 750.88%-768.7pp | 572.41%-590.2pp | 418.37%-436.2pp |
| Employer contribution / active EE | $5,235 | $5,246-0.2% | $4,816+8.7% | $4,742+10.4% |
| Participant deferral / active EE | $12,170 | $7,801+56.0% | $7,448+63.4% | $6,401+90.1% |
| Admin fee / account holder | $3,140 | $11,570-72.9% | $10,009-68.6% | $11,431-72.5% |