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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,751 | $148,629-16.1% | $135,982-8.3% | $139,487-10.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.56% | 79.33%-61.8pp | 68.32%-50.8pp | 373.84%-356.3pp |
| Employer contribution / active EE | $6,189 | $5,247+18.0% | $4,859+27.4% | $4,755+30.2% |
| Participant deferral / active EE | $14,328 | $8,102+76.8% | $7,760+84.6% | $6,713+113.5% |
| Admin fee / account holder | $1,889 | $12,406-84.8% | $10,767-82.5% | $11,407-83.4% |