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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,369 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,105 | $93,598-49.7% | $135,974-65.4% | $75,173-37.3% |
| Participation rate | 76.0% | 75.2%+0.8pp | 81.9%-5.9pp | 67.2%+8.8pp |
| Annual return | 30.29% | 30.89%-0.6pp | 68.30%-38.0pp | 160.72%-130.4pp |
| Employer contribution / active EE | $3,948 | $3,538+11.6% | $4,859-18.7% | $2,671+47.8% |
| Participant deferral / active EE | $8,770 | $6,405+36.9% | $7,760+13.0% | $4,126+112.5% |
| Admin fee / account holder | $338 | $6,978-95.2% | $10,767-96.9% | $5,651-94.0% |