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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH - EPS Service code 26 · EIN 13-5674085 | Advisory (Participants) | $7,406 |
Filed as: MERRILL LYNCH - FAS Service code 26 · EIN 13-5674085 | Advisory (Participants) | $7,406 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $690 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,941 | $84,499-57.5% | $125,391-71.3% | $66,949-46.3% |
| Participation rate | 68.1% | 76.4%-8.3pp | 82.4%-14.2pp | 69.8%-1.7pp |
| Annual return | -15.19% | -8.49%-6.7pp | 572.41%-587.6pp | 1.57%-16.8pp |
| Employer contribution / active EE | $3,453 | $3,554-2.8% | $4,816-28.3% | $2,545+35.7% |
| Participant deferral / active EE | $8,191 | $6,785+20.7% | $7,448+10.0% | $4,239+93.2% |
| Admin fee / account holder | $298 | $685-56.5% | $10,009-97.0% | $594-49.8% |