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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,943 | $85,766-67.4% | $136,298-79.5% | $70,126-60.2% |
| Participation rate | 84.7% | 74.2%+10.6pp | 81.9%+2.8pp | 69.5%+15.2pp |
| Annual return | 36.34% | 31.46%+4.9pp | 5156.27%-5119.9pp | 73.15%-36.8pp |
| Employer contribution / active EE | $3,078 | $2,966+3.8% | $4,696-34.4% | $2,343+31.4% |
| Participant deferral / active EE | $5,967 | $5,051+18.1% | $6,247-4.5% | $3,332+79.1% |
| Admin fee / account holder | $1,498 | $5,421-72.4% | $9,244-83.8% | $4,645-67.8% |