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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,435 | $88,815+99.8% | $81,882+116.7% | $145,897+21.6% |
| Participation rate | 86.7% | 75.1%+11.6pp | 72.4%+14.3pp | 80.3%+6.4pp |
| Annual return | 10.61% | 1033.75%-1023.1pp | 779.47%-768.9pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,505 | $3,086-18.8% | $2,916-14.1% | $4,663-46.3% |
| Participant deferral / active EE | $6,411 | $4,647+37.9% | $4,323+48.3% | $6,689-4.2% |
| Admin fee / account holder | $2,265 | $8,434-73.1% | $7,360-69.2% | $13,390-83.1% |