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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,514 | $70,366+197.8% | $66,674+214.2% | $138,895+50.8% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.7%+12.0pp | 79.9%+5.8pp |
| Annual return | 16.60% | 386.41%-369.8pp | 321.24%-304.6pp | 145.39%-128.8pp |
| Employer contribution / active EE | $3,020 | $2,765+9.2% | $2,620+15.3% | $4,194-28.0% |
| Participant deferral / active EE | $8,901 | $4,374+103.5% | $4,084+118.0% | $6,396+39.2% |
| Admin fee / account holder | $21,465 | $5,262+307.9% | $5,098+321.0% | $12,562+70.9% |