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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,205 | $27,936-49.2% | $58,561-75.7% | $75,173-81.1% |
| Participation rate | 31.8% | 38.8%-7.0pp | 50.9%-19.1pp | 67.2%-35.4pp |
| Annual return | 18.83% | 44.21%-25.4pp | 4251.33%-4232.5pp | 160.72%-141.9pp |
| Employer contribution / active EE | $630 | $670-5.9% | $1,053-40.2% | $2,671-76.4% |
| Participant deferral / active EE | $1,809 | $1,202+50.5% | $1,923-5.9% | $4,126-56.2% |
| Admin fee / account holder | $1,508 | $1,727-12.7% | $2,520-40.2% | $5,651-73.3% |