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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,211 | $39,028-84.1% | $80,741-92.3% | $85,856-92.8% |
| Participation rate | 28.9% | 41.6%-12.6pp | 54.2%-25.2pp | 69.3%-40.4pp |
| Annual return | 0.00% | 26.31%-26.3pp | 87.30%-87.3pp | 318.58%-318.6pp |
| Employer contribution / active EE | $568 | $722-21.4% | $1,160-51.1% | $2,565-77.9% |
| Participant deferral / active EE | $1,632 | $1,326+23.1% | $2,145-23.9% | $3,952-58.7% |
| Admin fee / account holder | $524 | $2,429-78.4% | $3,380-84.5% | $6,261-91.6% |