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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,576 | $27,632-65.3% | $61,452-84.4% | $68,486-86.0% |
| Participation rate | 35.0% | 39.5%-4.5pp | 52.6%-17.6pp | 67.9%-32.9pp |
| Annual return | -3.66% | -13.24%+9.6pp | 338.96%-342.6pp | -7.85%+4.2pp |
| Employer contribution / active EE | $744 | $696+6.9% | $1,160-35.9% | $2,597-71.4% |
| Participant deferral / active EE | $2,083 | $1,264+64.9% | $2,125-2.0% | $4,028-48.3% |
| Admin fee / account holder | $888 | $2,010-55.8% | $2,131-58.4% | $5,404-83.6% |