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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,668 | $171,867-50.2% | $149,721-42.8% | $147,586-42.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 13.12% | 2113.36%-2100.2pp | 1501.67%-1488.6pp | 578.59%-565.5pp |
| Employer contribution / active EE | $8,560 | $6,275+36.4% | $5,444+57.2% | $4,876+75.5% |
| Participant deferral / active EE | $5,075 | $7,270-30.2% | $6,568-22.7% | $5,439-6.7% |
| Admin fee / account holder | $4,105 | $13,799-70.2% | $11,282-63.6% | $10,886-62.3% |