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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,454 | $160,059-59.7% | $140,019-54.0% | $135,380-52.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -6.55% | 911.48%-918.0pp | 651.17%-657.7pp | 519.81%-526.4pp |
| Employer contribution / active EE | $9,887 | $6,420+54.0% | $5,605+76.4% | $4,779+106.9% |
| Participant deferral / active EE | $7,424 | $7,641-2.8% | $6,927+7.2% | $5,609+32.4% |
| Admin fee / account holder | $1,973 | $13,328-85.2% | $10,705-81.6% | $10,828-81.8% |