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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,825 | $209,874-56.2% | $189,537-51.6% | $167,536-45.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 9.23% | 748.61%-739.4pp | 555.34%-546.1pp | 478.82%-469.6pp |
| Employer contribution / active EE | $9,241 | $6,913+33.7% | $6,161+50.0% | $4,839+91.0% |
| Participant deferral / active EE | $5,342 | $8,934-40.2% | $8,220-35.0% | $6,342-15.8% |
| Admin fee / account holder | $1,959 | $14,299-86.3% | $12,048-83.7% | $12,315-84.1% |