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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,753 | $63,365-10.4% | $91,994-38.3% | $72,976-22.2% |
| Participation rate | 45.7% | 72.5%-26.8pp | 78.6%-33.0pp | 69.5%-23.8pp |
| Annual return | 25.19% | 35.35%-10.2pp | 69.04%-43.9pp | 81.02%-55.8pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,453-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,041 | $4,883-37.7% | $5,924-48.7% | $3,608-15.7% |
| Admin fee / account holder | $7 | $4,670-99.8% | $7,744-99.9% | $5,124-99.9% |