Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,646 | $91,474-46.8% | $135,982-64.2% | $71,529-32.0% |
| Participation rate | 67.4% | 75.7%-8.3pp | 81.9%-14.5pp | 67.9%-0.5pp |
| Annual return | 19.05% | 29.89%-10.8pp | 68.32%-49.3pp | 28.97%-9.9pp |
| Employer contribution / active EE | $41 | $3,705-98.9% | $4,859-99.2% | $2,590-98.4% |
| Participant deferral / active EE | $5,078 | $7,095-28.4% | $7,760-34.6% | $4,291+18.3% |
| Admin fee / account holder | $698 | $1,267-44.9% | $10,767-93.5% | $1,588-56.1% |