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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,300 | $101,653-42.6% | $147,080-60.4% | $74,459-21.7% |
| Participation rate | 67.1% | 75.6%-8.4pp | 82.2%-15.1pp | 67.2%-0.1pp |
| Annual return | 13.85% | 8754.98%-8741.1pp | 420.17%-406.3pp | 1369.70%-1355.9pp |
| Employer contribution / active EE | $2,526 | $3,813-33.8% | $4,933-48.8% | $2,626-3.8% |
| Participant deferral / active EE | $5,608 | $7,304-23.2% | $8,066-30.5% | $4,350+28.9% |
| Admin fee / account holder | $5,610 | $1,752+220.3% | $12,989-56.8% | $1,945+188.5% |