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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,226 | $39,798+13.6% | $67,704-33.2% | $59,633-24.2% |
| Participation rate | 34.0% | 57.4%-23.4pp | 67.5%-33.5pp | 68.7%-34.7pp |
| Annual return | 2.14% | 89.94%-87.8pp | 25.41%-23.3pp | 2041.45%-2039.3pp |
| Employer contribution / active EE | $810 | $1,393-41.8% | $2,559-68.3% | $2,203-63.2% |
| Participant deferral / active EE | $1,565 | $2,335-33.0% | $3,585-56.3% | $3,192-51.0% |
| Admin fee / account holder | $963 | $3,212-70.0% | $4,255-77.4% | $4,297-77.6% |