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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,047 | $48,053+27.0% | $84,637-27.9% | $72,976-16.3% |
| Participation rate | 51.2% | 57.6%-6.4pp | 68.2%-17.1pp | 69.5%-18.3pp |
| Annual return | 21.67% | 37.39%-15.7pp | 258.82%-237.2pp | 81.02%-59.3pp |
| Employer contribution / active EE | $1,571 | $1,602-1.9% | $2,653-40.8% | $2,440-35.6% |
| Participant deferral / active EE | $2,973 | $2,681+10.9% | $3,900-23.8% | $3,608-17.6% |
| Admin fee / account holder | $1,379 | $3,395-59.4% | $4,914-71.9% | $5,124-73.1% |