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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,075 | $52,279+43.6% | $89,435-16.1% | $79,856-6.0% |
| Participation rate | 60.6% | 57.5%+3.1pp | 68.0%-7.4pp | 69.6%-9.0pp |
| Annual return | 16.45% | 22.16%-5.7pp | 245.55%-229.1pp | 31.71%-15.3pp |
| Employer contribution / active EE | $2,178 | $1,572+38.6% | $2,587-15.8% | $2,471-11.9% |
| Participant deferral / active EE | $4,200 | $2,740+53.3% | $3,890+8.0% | $3,741+12.3% |
| Admin fee / account holder | $988 | $3,356-70.6% | $4,884-79.8% | $5,306-81.4% |