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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,769 | $100,938+349.6% | $90,461+401.6% | $158,982+185.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -2.77% | 1727.20%-1730.0pp | 1294.76%-1297.5pp | 302.99%-305.8pp |
| Employer contribution / active EE | $17,838 | $3,691+383.2% | $3,264+446.5% | $4,763+274.5% |
| Participant deferral / active EE | $26,000 | $4,350+497.8% | $3,964+555.8% | $5,983+334.5% |
| Admin fee / account holder | $63,909 | $6,510+881.7% | $5,617+1037.8% | $11,252+468.0% |