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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,769 | $100,868+349.9% | $90,414+401.9% | $158,931+185.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -2.77% | 1724.58%-1727.3pp | 1293.19%-1296.0pp | 302.86%-305.6pp |
| Employer contribution / active EE | $17,838 | $3,689+383.5% | $3,262+446.8% | $4,761+274.6% |
| Participant deferral / active EE | $26,000 | $4,348+498.0% | $3,963+556.0% | $5,982+334.6% |
| Admin fee / account holder | $63,909 | $6,502+882.9% | $5,611+1038.9% | $11,247+468.2% |