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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,531 | $96,691+543.8% | $86,656+618.4% | $139,487+346.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 5.59% | 106.87%-101.3pp | 593.09%-587.5pp | 373.84%-368.3pp |
| Employer contribution / active EE | $26,250 | $3,267+703.5% | $3,025+767.6% | $4,755+452.1% |
| Participant deferral / active EE | $30,000 | $4,838+520.1% | $4,439+575.8% | $6,713+346.9% |
| Admin fee / account holder | $10,967 | $6,414+71.0% | $5,619+95.2% | $11,407-3.9% |