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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,080 | $99,011+133.4% | $86,582+166.9% | $147,586+56.6% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 7.31% | 1312.75%-1305.4pp | 965.08%-957.8pp | 578.59%-571.3pp |
| Employer contribution / active EE | $20,235 | $3,132+546.0% | $2,839+612.6% | $4,876+315.0% |
| Participant deferral / active EE | $16,000 | $3,972+302.8% | $3,609+343.4% | $5,439+194.2% |
| Admin fee / account holder | $1,700 | $5,709-70.2% | $4,904-65.3% | $10,886-84.4% |