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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,586 | $185,312+142.1% | $161,489+177.8% | $154,746+189.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 7.93% | 103.84%-95.9pp | 89.72%-81.8pp | 172.34%-164.4pp |
| Employer contribution / active EE | $14,817 | $4,769+210.7% | $4,268+247.2% | $4,379+238.4% |
| Participant deferral / active EE | $12,524 | $6,350+97.2% | $5,630+122.5% | $6,730+86.1% |
| Admin fee / account holder | $149 | $18,654-99.2% | $16,006-99.1% | $14,365-99.0% |