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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,586 | $172,111+160.6% | $150,298+198.5% | $137,256+226.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 7.93% | 69.37%-61.4pp | 62.79%-54.9pp | 220.34%-212.4pp |
| Employer contribution / active EE | $14,817 | $4,636+219.6% | $4,154+256.7% | $4,156+256.5% |
| Participant deferral / active EE | $12,524 | $6,166+103.1% | $5,453+129.7% | $6,407+95.5% |
| Admin fee / account holder | $149 | $16,471-99.1% | $14,116-98.9% | $12,270-98.8% |