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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,461 | $198,457-56.4% | $170,435-49.3% | $147,586-41.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 10.68% | 257.30%-246.6pp | 205.94%-195.3pp | 578.59%-567.9pp |
| Employer contribution / active EE | $9,707 | $6,183+57.0% | $5,432+78.7% | $4,876+99.1% |
| Participant deferral / active EE | $7,763 | $5,629+37.9% | $4,939+57.2% | $5,439+42.7% |
| Admin fee / account holder | $3,633 | $16,852-78.4% | $13,881-73.8% | $10,886-66.6% |