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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,372 | $217,432-19.3% | $185,849-5.6% | $167,536+4.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 22.62% | 148.42%-125.8pp | 122.10%-99.5pp | 478.82%-456.2pp |
| Employer contribution / active EE | $21,875 | $5,875+272.4% | $5,169+323.2% | $4,839+352.1% |
| Participant deferral / active EE | $19,476 | $6,357+206.4% | $5,569+249.7% | $6,342+207.1% |
| Admin fee / account holder | $1,014 | $19,818-94.9% | $16,244-93.8% | $12,315-91.8% |