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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,507 | $175,231+41.2% | $149,696+65.3% | $139,466+77.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.11% | 166.77%-146.7pp | 134.46%-114.3pp | 373.66%-353.6pp |
| Employer contribution / active EE | $42,260 | $5,478+671.5% | $4,821+776.6% | $4,754+788.9% |
| Participant deferral / active EE | $30,000 | $6,521+360.0% | $5,682+428.0% | $6,712+347.0% |
| Admin fee / account holder | $5,625 | $16,155-65.2% | $13,212-57.4% | $11,409-50.7% |