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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,363 | $183,592-79.1% | $155,574-75.3% | $145,877-73.7% |
| Participation rate | 40.0% | 82.7%-42.7pp | 78.2%-38.2pp | 80.3%-40.3pp |
| Annual return | 14.19% | 61.37%-47.2pp | 64.87%-50.7pp | 551.28%-537.1pp |
| Employer contribution / active EE | $17,298 | $5,317+225.4% | $4,676+270.0% | $4,663+271.0% |
| Participant deferral / active EE | $12,266 | $6,466+89.7% | $5,629+117.9% | $6,691+83.3% |
| Admin fee / account holder | $332,299 | $19,316+1620.3% | $15,914+1988.1% | $13,402+2379.4% |