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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,699 | $29,736+94.0% | $56,033+3.0% | $80,935-28.7% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.7%-47.7pp |
| Annual return | 10.60% | 35.28%-24.7pp | 1711.38%-1700.8pp | 35.66%-25.1pp |
| Employer contribution / active EE | $359 | $671-46.6% | $1,041-65.6% | $2,757-87.0% |
| Participant deferral / active EE | $526 | $1,228-57.2% | $1,954-73.1% | $4,299-87.8% |
| Admin fee / account holder | $476 | $2,434-80.5% | $2,827-83.2% | $6,924-93.1% |