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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,985 | $27,639+37.4% | $61,501-38.2% | $68,490-44.5% |
| Participation rate | 25.0% | 39.5%-14.5pp | 52.6%-27.6pp | 67.9%-42.9pp |
| Annual return | -16.79% | -13.19%-3.6pp | 339.04%-355.8pp | -7.85%-8.9pp |
| Employer contribution / active EE | $445 | $696-36.0% | $1,160-61.6% | $2,597-82.9% |
| Participant deferral / active EE | $666 | $1,264-47.3% | $2,125-68.7% | $4,028-83.5% |
| Admin fee / account holder | $459 | $2,012-77.2% | $2,132-78.5% | $5,403-91.5% |