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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,830 | $29,667+155.6% | $56,441+34.4% | $80,874-6.2% |
| Participation rate | 21.4% | 41.7%-20.2pp | 52.5%-31.1pp | 67.6%-46.2pp |
| Annual return | 12.36% | 35.22%-22.9pp | 1704.21%-1691.8pp | 35.62%-23.3pp |
| Employer contribution / active EE | $235 | $669-64.9% | $1,039-77.4% | $2,756-91.5% |
| Participant deferral / active EE | $839 | $1,227-31.6% | $1,953-57.1% | $4,297-80.5% |
| Admin fee / account holder | $4,541 | $2,429+86.9% | $2,829+60.5% | $6,935-34.5% |