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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,065 | $39,036+18.0% | $80,784-43.0% | $85,851-46.3% |
| Participation rate | 22.6% | 41.6%-19.0pp | 54.2%-31.6pp | 69.3%-46.7pp |
| Annual return | 15.25% | 26.31%-11.1pp | 87.31%-72.1pp | 318.63%-303.4pp |
| Employer contribution / active EE | $434 | $722-39.9% | $1,160-62.6% | $2,565-83.1% |
| Participant deferral / active EE | $675 | $1,326-49.1% | $2,145-68.5% | $3,952-82.9% |
| Admin fee / account holder | $2,858 | $2,429+17.7% | $3,380-15.4% | $6,261-54.3% |