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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,803 | $162,136-47.7% | $152,301-44.3% | $154,746-45.2% |
| Participation rate | 92.3% | 84.1%+8.2pp | 82.4%+9.9pp | 80.7%+11.6pp |
| Annual return | 13.22% | 91.02%-77.8pp | 80.50%-67.3pp | 172.34%-159.1pp |
| Employer contribution / active EE | $1,760 | $4,890-64.0% | $4,624-61.9% | $4,379-59.8% |
| Participant deferral / active EE | $7,447 | $8,341-10.7% | $8,004-7.0% | $6,730+10.7% |
| Admin fee / account holder | $1,042 | $15,759-93.4% | $14,398-92.8% | $14,365-92.7% |