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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,777 | $82,678-61.6% | $125,391-74.7% | $68,490-53.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -15.28% | -5.97%-9.3pp | 572.41%-587.7pp | -7.85%-7.4pp |
| Employer contribution / active EE | $919 | $3,382-72.8% | $4,816-80.9% | $2,597-64.6% |
| Participant deferral / active EE | $1,745 | $6,111-71.5% | $7,448-76.6% | $4,028-56.7% |
| Admin fee / account holder | $326 | $6,277-94.8% | $10,009-96.7% | $5,403-94.0% |