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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,150 | $148,623-50.1% | $135,974-45.5% | $139,466-46.8% |
| Participation rate | 88.2% | 83.9%+4.4pp | 81.9%+6.3pp | 80.3%+7.9pp |
| Annual return | 18.15% | 79.30%-61.1pp | 68.30%-50.2pp | 373.66%-355.5pp |
| Employer contribution / active EE | $1,390 | $5,246-73.5% | $4,859-71.4% | $4,754-70.8% |
| Participant deferral / active EE | $4,077 | $8,103-49.7% | $7,760-47.5% | $6,712-39.3% |
| Admin fee / account holder | $5,041 | $12,406-59.4% | $10,767-53.2% | $11,409-55.8% |