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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,798 | $160,040-58.3% | $147,096-54.6% | $145,877-54.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.03% | 98.49%-83.5pp | 419.75%-404.7pp | 551.28%-536.3pp |
| Employer contribution / active EE | $1,694 | $5,289-68.0% | $4,936-65.7% | $4,663-63.7% |
| Participant deferral / active EE | $6,768 | $8,429-19.7% | $8,071-16.1% | $6,691+1.2% |
| Admin fee / account holder | $519 | $15,050-96.5% | $13,005-96.0% | $13,402-96.1% |