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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,803 | $196,972-56.9% | $182,262-53.5% | $198,609-57.3% |
| Participation rate | 92.3% | 85.7%+6.6pp | 84.2%+8.1pp | 82.4%+9.9pp |
| Annual return | 13.22% | 158.27%-145.1pp | 140.60%-127.4pp | 202.70%-189.5pp |
| Employer contribution / active EE | $1,760 | $5,364-67.2% | $5,046-65.1% | $5,055-65.2% |
| Participant deferral / active EE | $7,447 | $8,643-13.8% | $8,276-10.0% | $6,977+6.7% |
| Admin fee / account holder | $1,042 | $18,429-94.3% | $16,712-93.8% | $19,030-94.5% |