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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,349 | $102,429-19.6% | $147,096-44.0% | $80,925+1.8% |
| Participation rate | 85.7% | 75.9%+9.9pp | 82.2%+3.5pp | 67.7%+18.1pp |
| Annual return | 14.00% | 135.02%-121.0pp | 419.75%-405.7pp | 35.65%-21.6pp |
| Employer contribution / active EE | $3,329 | $3,716-10.4% | $4,936-32.6% | $2,756+20.8% |
| Participant deferral / active EE | $6,466 | $6,649-2.7% | $8,071-19.9% | $4,299+50.4% |
| Admin fee / account holder | $4,547 | $7,957-42.9% | $13,005-65.0% | $6,940-34.5% |