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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,894 | $85,766-73.3% | $136,298-83.2% | $70,126-67.4% |
| Participation rate | 84.8% | 74.2%+10.7pp | 81.9%+2.9pp | 69.5%+15.3pp |
| Annual return | 23.26% | 31.46%-8.2pp | 5156.27%-5133.0pp | 73.15%-49.9pp |
| Employer contribution / active EE | $2,497 | $2,966-15.8% | $4,696-46.8% | $2,343+6.6% |
| Participant deferral / active EE | $4,257 | $5,051-15.7% | $6,247-31.9% | $3,332+27.8% |
| Admin fee / account holder | $633 | $5,421-88.3% | $9,244-93.2% | $4,645-86.4% |