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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,701 | $89,367-61.2% | $141,191-75.4% | $72,975-52.4% |
| Participation rate | 87.1% | 75.1%+12.0pp | 82.5%+4.6pp | 69.5%+17.6pp |
| Annual return | 23.99% | 111.87%-87.9pp | 71.41%-47.4pp | 81.01%-57.0pp |
| Employer contribution / active EE | $2,462 | $3,115-21.0% | $4,736-48.0% | $2,440+0.9% |
| Participant deferral / active EE | $3,785 | $5,419-30.1% | $6,710-43.6% | $3,608+4.9% |
| Admin fee / account holder | $1,214 | $5,957-79.6% | $10,264-88.2% | $5,124-76.3% |