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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,600 | $77,817-72.2% | $123,553-82.5% | $64,173-66.3% |
| Participation rate | 82.9% | 74.7%+8.1pp | 82.3%+0.6pp | 69.6%+13.3pp |
| Annual return | -0.05% | 12.49%-12.5pp | 119.21%-119.3pp | 7.63%-7.7pp |
| Employer contribution / active EE | $2,301 | $3,014-23.6% | $4,628-50.3% | $2,381-3.3% |
| Participant deferral / active EE | $3,794 | $5,240-27.6% | $6,426-41.0% | $3,470+9.3% |
| Admin fee / account holder | $3,967 | $5,519-28.1% | $9,284-57.3% | $4,887-18.8% |