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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,198 | $160,028+67.0% | $147,080+81.7% | $145,884+83.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.01% | 98.60%-91.6pp | 420.17%-413.2pp | 551.85%-544.8pp |
| Employer contribution / active EE | $2,180 | $5,286-58.8% | $4,933-55.8% | $4,662-53.2% |
| Participant deferral / active EE | $4,818 | $8,422-42.8% | $8,066-40.3% | $6,690-28.0% |
| Admin fee / account holder | $29,027 | $15,030+93.1% | $12,989+123.5% | $13,392+116.7% |