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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,877 | $138,076+16.5% | $123,553+30.2% | $135,380+18.8% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -5.84% | 153.70%-159.5pp | 119.21%-125.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $2,980 | $5,152-42.2% | $4,628-35.6% | $4,779-37.6% |
| Participant deferral / active EE | $8,718 | $6,800+28.2% | $6,426+35.7% | $5,609+55.4% |
| Admin fee / account holder | $3,019 | $10,917-72.3% | $9,284-67.5% | $10,828-72.1% |