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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,243,540 | $157,304+690.5% | $141,197+780.7% | $152,909+713.3% |
| Participation rate | 0.0% | 84.8%-84.8pp | 82.5%-82.5pp | 82.5%-82.5pp |
| Annual return | 17.11% | 64.34%-47.2pp | 71.41%-54.3pp | 345.46%-328.4pp |
| Employer contribution / active EE | $4,340 | $5,263-17.5% | $4,736-8.4% | $4,764-8.9% |
| Participant deferral / active EE | $14,513 | $7,111+104.1% | $6,710+116.3% | $5,851+148.0% |
| Admin fee / account holder | $15,960 | $12,126+31.6% | $10,265+55.5% | $11,601+37.6% |