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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,222 | $150,447+1.2% | $136,298+11.7% | $147,586+3.1% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 16.07% | 1049.15%-1033.1pp | 5156.27%-5140.2pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,000 | $5,256-62.0% | $4,696-57.4% | $4,876-59.0% |
| Participant deferral / active EE | $7,084 | $6,631+6.8% | $6,247+13.4% | $5,439+30.2% |
| Admin fee / account holder | $2,470 | $10,906-77.4% | $9,244-73.3% | $10,886-77.3% |