Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,423 | $138,114+68.3% | $125,391+85.4% | $134,545+72.7% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -21.93% | 750.88%-772.8pp | 572.41%-594.3pp | 418.37%-440.3pp |
| Employer contribution / active EE | $2,455 | $5,246-53.2% | $4,816-49.0% | $4,742-48.2% |
| Participant deferral / active EE | $5,749 | $7,801-26.3% | $7,448-22.8% | $6,401-10.2% |
| Admin fee / account holder | $5,176 | $11,570-55.3% | $10,009-48.3% | $11,431-54.7% |